1. Fixed/Term deposits:This is a contractual account with a fixed term and withdrawal date.The term can be from three months to three years but premature withdrawals could be made.The Interest rate for this product ranges from 20 - 45 percent per annum depending on the amount involved and the duration. Fixed/Term deposits can be used as guaranteed fund for loan

 

  1. Savings plan: With this account, depositors would commit to pay a fixed amount regularly for at least 3 months without withdrawals to qualify for interest payment. The interest rate on this product is very attractive. Accumulated Savings plan deposits can be used as guaranteed fund for loan